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Most people only really think about protection insurance when they purchase their first home.
The recent debate between the FCA and some banks and building societies over the appropriate charging models for clients seeking advice is currently centring round the hoary old chestnut of payments based on product sales rather then the advice given.
Since HSBC released data a few years ago suggesting that it is accepting nine out of 10 mortgage applications, more lenders have joined it in publishing their acceptance stats.
There are still constraints on housing demand but nonetheless definite reasons to be cheerful.
Linking rate rises to unemployment means a problem making long-term fixes and trackers look attractive.
Problems are being blamed on brokers who need to come out fighting while estate agents need to be reminded of their code of conduct
Don’t repeat the exodus seen by large US firms, says Nicola Mitchell.
The CML published its feedback to the MMR consultation paper and it provided an insight into what brokers and consumers could expect with regards to completing a mortgage after April next year.
Bank of England governor Mark Carney has been quick to make an impression.
A slight growth in average prices in the second quarter of 2013 will bring good news to home owners nationwide but the quarterly statistics released by HM Land Registry should set off warning bells for the Chancellor.
Figures show that more than 40 per cent of marriages end in divorce.
This week we announced the welcome news that the number of properties taken into possession by mortgages lenders has declined in the second quarter of 2013.
Tragic accidents are always devastating for the families of those who have passed away, and can be similarly traumatic for the survivors, who will often suffer life changing injuries.
When things take a turn for the worse you can either lament the loss of the good times and feel sorry for yourself or you can choose to learn from any mistakes you have made and vow to put this knowledge into practise next time round.
The market’s picking up and brokers are ploughing on with business but we need lenders to stop treating us as guilty until proved innocent
Financial advisers are not persuaded by the increasing costs argument put forward by the Financial Ombudsman Service’s chief executive as a reason for adjudicators not taking formal product qualifications.
Inflation remains high and wage growth low and people, like economies, tend to have short memories. I generally don’t pay much attention to what economists say, but for once I am in agreement with them.